For many, securing life insurance may not be at the top of their to-do list. However, for family-oriented individuals, life insurance is an essential way to secure the future of their loved ones. It is important to look for an insurance company that provides competitive rates and offers good coverage and benefits for your family's needs. Here are some excellent companies in this category.

The Nationwide: First Choice

Nationwide Life (N) The Nationwide is one of the largest mutual companies in the world, offering a wide range of products. Their financial services division includes annuities, individual life insurance, private banking, commercial lending, investment management and more. They provide solutions to meet all our financial goals. This company has been a leading provider of term life insurance since 1999. With more than 1 million contracts in force, it is among the largest issuers of these types of contracts.


The Nationwide also offers variable annuity, disability and dividend and term personal and individual whole life insurance as well as long-term care insurance for those who need it most. As a first time buyer or renewing member, you will receive an initial discount of 3%-5% on premiums. While not every type of plan offered is discounted, the discounts and features that are available are quite enticing.


This company offers two significant plans. A "National Standard Health Plan" that offers high-quality health benefits through a network of primary care physicians and specialists. Another option is "Nationwide Select Life," which can be purchased through health plan brokers and agents. You must select and subscribe to either plan before signing up to get affordable coverage without annual deductibles. Both plans offer different options, so there aren't many surprises when you sign up and your monthly premium is the same. All of their policies are based on US Department of Health and Human Services guidelines and standards to ensure the highest level of protection and safety for you and your family.

Nationwide also offers third party management and business owner plans. These types of policies may vary in detail, but remain very similar in effect to standard health plans. Third-party management plans allow both the client and the insurer to administer and manage the policy. Business owner plans allow the client to hire professionals to perform administrative and other business functions. There are several different options for businesses of any size.

If you would like a quote from Nationwide on how much health insurance could save you, visit this link.

To learn more about what we have to offer, call us today at 844-922-6383.

The best online marketplace for long-term care insurance

Centene

Centene Financial LLC (CFL) is a national leader in providing innovative, quality medical care to seniors in nursing homes, assisted living facilities and other healthcare settings. Centene operates an extensive network of qualified providers and supports its patients and caregivers in making informed decisions about their own health, peace of mind and the care they receive.


Financial benefits of Centene:


They offer low-cost Medicare Advantage and Medicaid coverage with no out-of-pocket costs. If you purchase Top-up Private Payments (PPPs), they cover up to $1 million per recipient.

They have access to technology that helps them monitor and analyze claims to improve quality and reduce costs.

They offer online tools to help families understand the health risks and preferences of their beneficiaries.

Centene offers customized coverage plans that can be customized to meet a patient's needs. Many options are designed to suit specific risk profiles. To ensure better outcomes, Centene uses data-driven clinical judgment and advanced analytics to ensure their members are satisfied with their care team and have an overall positive experience.

The world's largest premium life insurance broker/company

Based in Portland, Oregon, Progressive Group is known nationwide as a trusted name in professional liability, personal injury and specialty lines insurance. They have gained popularity over the years because they make it easy to find comprehensive and specialist insurance, including life and car insurance, without overpaying.


Progressive's mission is to be "the most trusted name" in every sense of the word. Progressive ensures that everyone has the support and resources they need in their lives to feel confident and free to take advantage of every opportunity they can. They provide guaranteed lifetime coverage to thousands of clients in all 50 states for small and medium businesses to protect themselves and their employees. When you work with Progresuant, you get personalized service to get the best deal possible.


Progresuant can provide you with a range of insurance lengths from 10+ years to even 100+ years. Some plans include a spouse or other dependents. Plans can be customized to meet each customer's needs. Whether you're looking for term life insurance or permanent disability, accident or home insurance, many plans come with flexible payment options, along with the ability to add extras like dental and vision. No matter where your next adventure takes you, a progressive warranty gives you the peace of mind and comfort to pursue what makes your heart sing. So when something extraordinary happens, call Progressive today at 503-762-1240 to discuss how we can work with you to get you back on track!


The only thing worse than being sick is having financial problems. That's why it's important to get insurance. A life insurance company should offer the highest level of protection you're willing to spend and cover critical aging-related expenses like home repairs and long-term care. We can help you evaluate what to buy and determine if you need life insurance to ensure your safety and peace of mind. Call 631-966-0011 - with questions or to compare quotes.


Liberty Mutual: Lifetime Value


For more than 30 years, Liberty Mutual has provided highly competitively priced life insurance with an average premium of just under 17%. With great discounts and additional policy options, if you're looking for a new group, Liberty Mutual Group is always one step ahead of the rest. Plus, with Liberty Mutual, you really get a real no-fee experience.